A serious accident can change a person’s life in seconds. If a driver runs a red light and causes a collision that injures a pedestrian, they can be held liable for damages. The pedestrian should hire a personal injury attorney as soon as possible. Insurance adjusters are masters at minimizing the claims their company pays out. They even visit injured people in the hospital and offer them a settlement. While it may seem like a large amount to an injured person, it is probably only a fraction of what they are actually entitled to. Worse, the adjuster may convince them to sign an agreement that precludes them from receiving any additional money.
The personal injury attorney in Queens County, NY will have to show that the driver who caused the accident was driving negligently. Negligence can include drunk driving, texting, or even putting on makeup. They then have to document the severity of the injuries and the amount of time it will take the person to recover fully. Of course there is the possibility that the disability will last the person’s lifetime. In that case, the lawyer will ask for enough money to ensure that the injured person has high-quality medical care for the rest of their life. Damages can also be used to compensate a person for lost income. If the injured person will never be able to return to work, then their future lifetime earnings will have to be estimated.
Insurance companies often contest this process every step of the way. They may attempt to demonstrate that their client was not negligent. If that fails, then the insurance company may disagree with the severity of the medical diagnosis. They may bring in medical experts to show that the person is able to return to work. If the person has requested damages to compensate for the wages that they would have made during the rest of their life, the insurance company will make this amount as low as possible.
The lawyers at Law Firm of Stephen M. Reck and Scott D. Camassar LLC know how to counter these arguments. They have their own medical and actuarial experts that can provide accurate estimates of the person’s injury and economic worth. The can clearly demonstrate the extent of the disability and the worth of a person’s career. No one should go up against an insurance company alone.
