There can be any number of reasons as to why you have decided to file for bankruptcy. They all come down to seeking relief from your creditors and debt load. You start to do the research on filing and find that there is a lot of information available, but nothing quite answers all of your questions. At this point it is time to contact bankruptcy lawyers in Montgomery, AL. for assistance on your path to becoming debt-free.
Technically, you can file without the assistance of bankruptcy lawyers, but it’s not easy by any means. The entire bankruptcy petition packet is written in legal language which is difficult to understand if you are not fluent in legalese. You run the risk of missing an important document that can derail your filing and make you start all over again. It’s best to work with an experienced bankruptcy attorney to ensure that your petition moves smoothly through the court.
When you file for bankruptcy, you are voluntarily asking the federal court to declare you insolvent. In other words, you have a problem and the only solution is for the court to intervene on your behalf. The court does not do this unless requested specifically by you. You must prove that you do need the permanent injunction against your creditors.
Bankruptcy at its core is a lifelong injunction that prevents your creditors from ever collecting on the debt. What you typically see on your credit report is all your previous balances zeroed out as the creditor wipes out the debt per the court’s direction.
In order to get to this point, you are going to need a lawyer to help you. Everyone’s financial picture is different, and what works for one is not going to work for another. Figuring out what steps are right for you requires an experienced lawyer guiding you through everything, from uncovering all your assets and debts to filling out the petition.
You want to reach the discharge date without incident, and your bankruptcy lawyer’s expertise is what gets you there. Set up a consultation with one of the experienced bankruptcy lawyer like David Weston, Attorney At Law.
