Each year there are over a million Americans who file bankruptcy for various reasons. For many people it is relief for the overwhelming debt that they have incurred. If you have found that you are struggling with debt because of numerous bills, you may be thinking about contacting a Bankruptcy Attorney Murrieta.
Before you file bankruptcy, you should know that it is not a quick fix to financial problems. It can hurt your credit score and stay on your credit report for many years. It can also make it harder to do things such as renting a house or an apartment, getting auto insurance, or even make it harder to get hired by some employers.
There are three different types of bankruptcy. One type is chapter 7. The goal of chapter 7 is to eliminate debts such as credit cards, payday loans, medical bills, and any other unsecured loans. Another type of bankruptcy is chapter 13 which will help you keep your home out of foreclosure. With chapter 13 your debt will be reorganized and you will repay the money monthly. Chapter 11 is bankruptcy that is available to businesses. A Bankruptcy Attorney Murrieta will be able to help you decide which type of bankruptcy is best for you.
If you are considering filing bankruptcy, you should contact a qualified Bankruptcy Attorney Murrieta who is familiar with current bankruptcy laws. They can provide you with a free consultation and give you advice on your current situation. They will be able to talk to you about options that are available and whether bankruptcy is the best alternative for you. If it is decided by both you and the attorney that you should file bankruptcy, they will also be able to assist you with your bankruptcy filing and represent you in court.
If you are ready to discuss your bankruptcy options, you should contact a Bankruptcy Attorney Murrieta today to get started. They can be reached by calling them during business hours. Many will have evening and weekend appointments available. You can also send them an email or request more information on their website.