Around one million people are injured at work each year. If you are one of those people, you could be eligible for worker’s compensation payments and benefits. You work hard to support yourself and your family, but unfortunately, accidents can occur. Worker’s compensation is designed to create a safety net for injured workers and their families. In the event you are injured on the job, it’s important to file a claim right away to avoid any discrepancy with the insurance carrier. If you’re unsure of how the process works, a knowledgeable, ethical firm that focuses on work comp in Iowa can help guide you.
Get the Care You Need
Once your claim is accepted, your employer is legally obligated to provide medical benefits to you. They are given the right to choose which doctor you will visit to receive care. However, they must choose a doctor who can provide the care your injury requires, and the specialist must be within proximity to you. If at any time you feel adequate care is not being administered, you can apply for alternative medical care. In addition to medical coverage, you will receive cash benefits. What you’ll obtain is dependent upon what your income was about 3 ¼ months before your injury occurred. Depending on the severity of your injury, you could receive anything from temporary benefits to permanent total disability benefits.
Know Your Rights
If you’re in a situation where your employer is failing to provide you with cash and medical benefits after you’ve filed a claim, you can file for penalty benefits. The help of an attorney experienced in work comp in Iowa can be beneficial in this case. Your employer cannot, by law, cease providing payments and care to you without a plausible reason. Once your claim has been accepted by the insurance carrier, you’re legally entitled to worker’s compensation. In the event that an employer doesn’t respect the work comp law, they can be forced to pay you a higher amount of compensation.
The Law Offices of Neifeter, Byrne, 7 Ozgra, P.C., are knowledgeable about handling worker’s compensation cases. They can provide guidance and supervision, and assist you in handling all stages of worker’s comp claims.